Areas of Practice

Financing Amounts of Loans and/or Investments

Particular emphasis on international business for multi-national currency for short, medium and long term loans; finance provided through discounting of bills and other negotiable documents; Foreign currency Time Deposits, including Certificates of Deposit; documentary and Standby Letters of Credit; export finance services, leasing financial guarantees and the syndication and provision of funds for international projects;

 

The following are a general indication of the terms upon which approved proposals can be favorably entertained, but which are subject to prevailing monetary market conditions and policy trends at the time of funding being made.

 

1.01 FUNDING OF APPROVED GUARANTEED INSTRUMENTS
These comprise of Bonds, Notes, Certificates or other approved instruments as issued and are guaranteed by acceptable governments, banks, corporations and other organizations.

 

1.02 AMOUNTS OF LOANS
At present range from two million five hundred thousand Euro or the equivalent in other major currencies with the ceiling of any one loan amount being determined by the assessment and evaluation of the security and guarantees that are to be tendered as security by the borrower.

 

1.03 PERIOD OF LOANS
The periods range from three months to twenty years, subject to the currency, geographical location of borrower and security, and the form of underwriting and financial instrument involved.

 

1.04 REPAYMENT SCHEDULES
Repayment may be either with or without amortization payments of principal during the period of the loan or on maturity with interest payments being made either on a quarterly, semi-annually or annually basis and in certain cases, it can be that the total amount of the principal and interest becomes due and payable on the agreed maturity date of the issued and accepted instruments.

 

1.05 RATES OF INTEREST
This is subject to the currency, period, and the general rating assessed on the borrower collateral or guarantees that are being tendered as security. Such rates being calculated either on an agreed percentage amount over the interbrain or prime rate or alternatively on a fixed rate throughout the period of the loan.

 

For long term loans, the rates of interest are generally geared to the prevailing Bond Market Rates, for the currency involved or some other pre-determined index, with a minimum amount in respect of any one transaction of two million five hundred thousand ( €2,500,000) Euro, or the equivalent thereof in other major currencies.